/* ===== Tokens ===== */
:root {
    --blue-dark: #1F00A8;
    --blue: #178ECF;
    --crimson: #C42278;
    --pink: #F773C1;
    --yellow: #FECA43;
    --white: #FFFFFF;
    --gray-light: #F9F9F9;
    --gray: #E8E8E8;
    --gray-text: #666666;
    --black: #000000;
    --radius-inner: 0.5rem;
    --radius-inner-sm: 0.25rem;
    --radius-inset-xs: 0.25rem;
    --radius-inset-sm: 0.5rem;
    --radius-inset-md: 0.75rem;
    --radius-inset-lg: 1rem;
    --radius-inset-xl: 1.5rem;
    --radius-outer-xs: calc(var(--radius-inner-sm) + var(--radius-inset-xs));
    --radius-outer-sm: calc(var(--radius-inner) + var(--radius-inset-sm));
    --radius-outer-md: calc(var(--radius-inner) + var(--radius-inset-md));
    --radius-outer-lg: calc(var(--radius-inner) + var(--radius-inset-lg));
    --radius-outer-xl: calc(var(--radius-inner) + var(--radius-inset-xl));
    --radius: var(--radius-outer-sm);
    --radius-sm: var(--radius-inner);
    --radius-pill: var(--radius-outer-lg);
    --radius-full: 50%;
    --shadow: 0 4px 24px rgba(0, 0, 0, 0.08);
    --container: 1200px;
    --gutter: 20px;
    --header-height: 60px;
    --section-y: 64px;
    --section-y-sm: 48px;
    --title-gap: 48px;
    --font: 'Inter', system-ui, -apple-system, sans-serif;
    --doc-img-height: 11.25rem;
    --transition-base: opacity 0.2s, background 0.2s, color 0.2s;
    --gap-sm: 0.5rem;
    --gap-md: 1rem;
    --gap-lg: 1.5rem;
}

/* ===== Reset & Base ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
    font-family: var(--font);
    font-size: 16px;
    line-height: 1.5;
    color: var(--black);
    background: var(--white);
}

img, svg { display: block; max-width: 100%; flex-shrink: 0; }

img:not([class]) { height: auto; }

a { color: inherit; text-decoration: none; }

ul { list-style: none; }

button {
    font: inherit;
    cursor: pointer;
    border: none;
    background: none;
}

input[type="range"] {
    font: inherit;
    cursor: pointer;
    border: none;
}

/* ===== Layout ===== */
.container {
    width: 100%;
    max-width: var(--container);
    margin-inline: auto;
    padding-inline: var(--gutter);
}

.section { padding-block: var(--section-y); }

.section--gray { background: var(--gray-light); }

.section--blue { background: var(--blue-dark); color: var(--white); }

.section__title {
    font-size: clamp(24px, 4vw, 36px);
    font-weight: 700;
    text-align: center;
    margin-bottom: var(--title-gap);
}

.section__subtitle {
    text-align: center;
    color: var(--black);
    max-width: 640px;
    margin: calc(var(--title-gap) * -0.5) auto var(--title-gap);
    font-size: 20px;
}

.section__title--yellow { color: var(--yellow); }

.link-arrow { flex-shrink: 0; }

.accent { color: var(--yellow); }

/*
 * Radius nesting: outer = inner + inset
 * --r-inner  — скругление вложенного элемента
 * --r-inset  — отступ от внешней границы до вложенного
 * --r-outer  — скругление контейнера (inner + inset)
 */
.radius-nest {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-md);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    border-radius: var(--r-outer);
}

.radius-nest--pad { padding: var(--r-inset); }

.radius-nest__child { border-radius: var(--r-inner); }

/* ===== Buttons ===== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 32px;
    border-radius: var(--radius-outer-md);
    font-weight: 600;
    font-size: 16px;
    transition: opacity 0.2s;
    white-space: nowrap;
    flex-shrink: 0;
}

.btn:hover { opacity: 0.88; }

.surface-card,
.doc,
.blog-card {
    background: var(--white);
    box-shadow: var(--shadow);
    transition: var(--transition-base);
}

.doc:hover,
.blog-card:hover,
.surface-card:hover,
.purpose-card:hover { opacity: 0.92; }

.purpose-card { transition: var(--transition-base); }

.btn--crimson { background: var(--crimson); color: var(--white); }
.btn--blue { background: var(--blue); color: var(--white); }
.btn--blue-dark { background: var(--blue-dark); color: var(--white); }
.btn--outline { border: 2px solid var(--blue); color: var(--blue); background: transparent; }
.btn--wide { width: 100%; max-width: 360px; }
.btn--lg { padding: 18px 40px; font-size: 18px; }
.btn--xl { font-size: 20px; width: 100%; }
.btn--fit-content { width: fit-content; }

/* ===== Header ===== */
.header {
    position: sticky;
    inset-block-start: 0;
    z-index: 100;
    background: var(--white);
    box-shadow: 0 1px 0 var(--gray);
}

.header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    min-height: var(--header-height);
    padding-block: 12px;
}

.header__left {
    display: flex;
    align-items: center;
    gap: 16px;
    min-width: 0;
}

.logo {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 800;
    font-size: 28px;
    flex-shrink: 0;
}

.logo img {
    height: 36px;
    width: auto;
}

.city-select {
    --r-inner: var(--radius-inner-sm);
    --r-inset: var(--radius-inset-sm);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: var(--r-inset) var(--radius-inset-lg);
    background: var(--gray-light);
    border-radius: var(--r-outer);
    font-size: 13px;
    transition: background 0.2s;
    min-width: 0;
    border: none;
    font: inherit;
    color: inherit;
    text-align: left;
    cursor: pointer;
}

.city-select:hover { background: var(--gray); }

.city-select__icon {
    display: flex;
    align-items: center;
    flex-shrink: 0;
}

.city-select__icon img {
    width: 18px;
    height: 18px;
    object-fit: contain;
}

.city-select__label {
    display: inline-flex;
    gap: 4px;
    align-items: center;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.city-select__value {
    display: block;
    color: var(--gray-text);
    font-size: 13px;
}

.header__nav {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-shrink: 0;
}

.nav-link {
    font-size: 15px;
    transition: color 0.2s, background 0.2s;
}

.nav-link:hover { color: var(--blue); }

.nav-link--bg {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-md);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: inline-flex;
    align-items: center;
    background: var(--gray-light);
    border-radius: var(--r-outer);
    padding: var(--r-inset) 1.375rem;
}

.nav-link--bg:hover {
    background: var(--gray);
    color: var(--black);
}

.nav-dropdown { position: relative; }

.nav-dropdown.nav-link--bg { padding: 0; }

.nav-dropdown.nav-link--bg .nav-dropdown__toggle { padding: 12px 22px; }

.nav-dropdown__toggle {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 15px;
}

.nav-dropdown__menu {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-sm);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: none;
    position: absolute;
    inset-block-start: calc(100% + 12px);
    inset-inline-start: 50%;
    transform: translateX(-50%);
    background: var(--white);
    border: 1px solid var(--gray);
    border-radius: var(--r-outer);
    box-shadow: 0 8px 32px rgba(31, 0, 168, 0.1), 0 4px 12px rgba(0, 0, 0, 0.08);
    padding-block: var(--radius-inset-sm);
    min-width: 220px;
    z-index: 10;
}

.nav-dropdown.is-open .nav-dropdown__menu { display: block; }

.nav-dropdown.is-open.nav-link--bg { background: var(--gray); }

.nav-dropdown__menu a {
    display: block;
    padding: 10px 20px;
    font-size: 14px;
    white-space: nowrap;
}

.nav-dropdown__menu a:hover { background: var(--gray-light); color: var(--blue); }

.btn-lk {
    --r-inner: var(--radius-inner);
    --r-inset: 0.625rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: var(--r-inset) 1.25rem;
    background: var(--gray-light);
    border-radius: var(--r-outer);
    font-size: 14px;
    font-weight: 500;
    transition: background 0.2s;
    flex-shrink: 0;
}

.btn-lk img {
    width: 18px;
    height: 18px;
    object-fit: contain;
}

.btn-lk:hover { background: var(--gray); }

.btn-lk--shadow {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-md);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    border-radius: var(--r-outer);
    padding: var(--r-inset) var(--radius-inset-xl);
    box-shadow: 0 4px 20px rgba(23, 142, 207, 0.25);
    transition: box-shadow 0.2s, background 0.2s;
}

.btn-lk--shadow:hover {
    background: var(--gray-light);
    box-shadow: 0 6px 28px rgba(23, 142, 207, 0.28);
}

.header__burger {
    display: none;
    place-items: center;
    width: 44px;
    height: 44px;
    padding: 0;
    flex-shrink: 0;
    position: relative;
    background: var(--gray-light);
    border-radius: var(--radius-outer-sm);
    transition: background 0.2s;
}

.header__burger:hover { background: var(--gray); }

.header__burger span {
    display: block;
    width: 20px;
    height: 2px;
    background: var(--black);
    border-radius: var(--radius-sm);
    position: absolute;
    inset-inline-start: 50%;
    margin-inline-start: -10px;
    transition: transform 0.3s ease, opacity 0.3s ease;
}

.header__burger span:nth-child(1) { transform: translateY(-6px); }
.header__burger span:nth-child(2) { transform: translateY(0); }
.header__burger span:nth-child(3) { transform: translateY(6px); }

.header__burger.is-active span:nth-child(1) { transform: translateY(0) rotate(45deg); }
.header__burger.is-active span:nth-child(2) { opacity: 0; }
.header__burger.is-active span:nth-child(3) { transform: translateY(0) rotate(-45deg); }

body.menu-open { overflow: hidden; }

body.menu-open .header { z-index: 300; }

.mobile-menu {
    position: fixed;
    inset: var(--header-height) 0 0;
    z-index: 250;
    background: var(--gray-light);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    padding: 24px var(--gutter) 32px;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 0.25s ease, visibility 0.25s ease;
}

.mobile-menu.is-open {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
}

.mobile-menu__inner {
    max-width: var(--container);
    margin-inline: auto;
}

.mobile-menu__links {
    display: flex;
    flex-direction: column;
    gap: 8px;
    margin-bottom: 24px;
}

.mobile-menu__links a {
    --r-inner: var(--radius-inner);
    --r-inset: 0.875rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: block;
    font-size: 16px;
    font-weight: 500;
    padding: var(--r-inset) 1.125rem;
    background: var(--white);
    border-radius: var(--r-outer);
    box-shadow: 0 1px 4px rgba(0, 0, 0, 0.04);
    transition: background 0.2s, color 0.2s;
}

.mobile-menu__links a:hover,
.mobile-menu__links a:active {
    background: var(--gray-light);
    color: var(--blue);
}

.mobile-menu__footer {
    padding-block-start: 8px;
    border-block-start: 1px solid var(--gray);
}

.mobile-menu__footer .btn-lk {
    width: 100%;
    justify-content: center;
}

/* ===== Hero ===== */
.hero {
    background: var(--blue-dark);
    color: var(--white);
    padding-block: 48px 0;
    overflow: hidden;
    --hero-bottom-gap: 48px;
}

.hero__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 40px;
    align-items: stretch;
    min-height: 640px;
}

.hero__content {
    display: flex;
    flex-direction: column;
    min-height: 100%;
    padding-bottom: var(--hero-bottom-gap);
}

.hero__content-body {
    flex: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
    min-height: 0;
}

.hero__title {
    font-size: clamp(28px, 4vw, 40px);
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 24px;
}

.hero__text {
    font-size: 20px;
    line-height: 1.7;
}

.hero__text p + p { margin-block-start: 8px; }

.hero__actions {
    display: flex;
    flex-wrap: wrap;
    flex-direction: column;
    gap: 0.75rem;
    flex-shrink: 0;
    margin-block-start: 1.5rem;
    align-items: stretch;
}

.hero__visual {
    position: relative;
    align-self: stretch;
    min-height: 640px;
}

.hero__photo {
    position: absolute;
    inset-block: 0;
    inset-inline-start: 50%;
    transform: translateX(-50%);
    width: auto;
    max-width: 120%;
    height: 100%;
    object-fit: contain;
    object-position: bottom center;
    pointer-events: none;
}

.hero__calc-wrap {
    position: absolute;
    inset-block-end: var(--hero-bottom-gap);
    inset-inline: 0;
    z-index: 2;
}

/* ===== Calculator ===== */
.calc {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-xl);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    background: var(--white);
    color: var(--black);
    border-radius: var(--r-outer);
    padding: var(--r-inset);
    box-shadow: var(--shadow);
}

.calc__row + .calc__row { margin-block-start: 20px; }

.calc__header {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    margin-bottom: 8px;
}

.calc__label { font-size: 15px; font-weight: 700; }

.calc__value { font-size: 18px; font-weight: 700; }

.calc__range {
    --pct: 50%;
    display: block;
    width: 100%;
    height: 22px;
    margin-block: 4px 6px;
    padding: 0;
    border: none;
    -webkit-appearance: none;
    appearance: none;
    background: transparent;
    outline: none;
    cursor: pointer;
}

.calc__range::-webkit-slider-runnable-track {
    height: 8px;
    border-radius: var(--radius-inner-sm);
    background: linear-gradient(to right, var(--blue) var(--pct), var(--gray) var(--pct));
}

.calc__range::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 22px;
    height: 22px;
    margin-top: -7px;
    border-radius: var(--radius-full);
    background: var(--white);
    border: 3px solid var(--blue);
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.12);
    cursor: pointer;
}

.calc__range::-moz-range-track {
    height: 8px;
    background: var(--gray);
    border-radius: var(--radius-inner-sm);
}

.calc__range::-moz-range-progress {
    height: 8px;
    background: var(--blue);
    border-radius: var(--radius-inner-sm);
}

.calc__range::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border: none;
    border-radius: var(--radius-full);
    background: var(--white);
    box-shadow: 0 0 0 3px var(--blue), 0 2px 6px rgba(0, 0, 0, 0.12);
    cursor: pointer;
}

.calc__limits {
    display: flex;
    justify-content: space-between;
    font-size: 12px;
    color: var(--gray-text);
}

.calc__result {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-block-start: 8px;
}

.calc__result-label { font-size: 15px; font-weight: 700; }

.calc__result-value {
    font-size: 22px;
    font-weight: 700;
    color: var(--blue);
}

.calc__submit { display: none; }

/* ===== Steps ===== */
.steps {
    list-style: none;
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr) auto minmax(0, 1fr);
    gap: 16px;
    align-items: start;
    justify-items: center;
}

.step {
    width: 100%;
    max-width: 280px;
    text-align: center;
}

.step__icon {
    width: 160px;
    height: 160px;
    margin-inline: auto;
    margin-bottom: 16px;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.step__icon::before {
    content: '';
    position: absolute;
    width: 130px;
    height: 130px;
    inset-block-start: 50%;
    inset-inline-start: 54%;
    transform: translate(-50%, -50%);
    border-radius: var(--radius-outer-sm);
    clip-path: path('M 10 20 Q 0 15 0 25 L 0 105 Q 0 115 10 110 L 115 65 Q 125 60 115 55 Z');
    z-index: 0;
}

.step__icon--crimson::before { background: var(--crimson); }
.step__icon--pink::before { background: var(--pink); }
.step__icon--yellow::before { background: var(--yellow); }

.step__icon img {
    position: relative;
    z-index: 1;
    width: 72%;
    height: 72%;
    object-fit: contain;
}

.step__badge {
    --r-inner: var(--radius-inner-sm);
    --r-inset: var(--radius-inset-xs);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    position: absolute;
    inset-block-end: -8px;
    inset-inline-start: 50%;
    transform: translateX(-50%);
    background: var(--gray-light);
    color: var(--blue);
    font-size: 12px;
    font-weight: 600;
    padding: var(--r-inset) var(--radius-inset-md);
    border-radius: var(--r-outer);
    z-index: 2;
    white-space: nowrap;
}

.step__title { font-size: 16px; font-weight: 700; margin-bottom: 8px; }

.step__text { font-size: 14px; color: var(--gray-text); }

.step__arrow {
    align-self: center;
    font-size: 24px;
    color: var(--gray-text);
    padding-block-start: 60px;
}

/* ===== Trust ===== */
.trust__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 40px;
    align-items: stretch;
}

.trust__text {
    display: flex;
    flex-direction: column;
    justify-content: center;
    min-width: 0;
}

.trust__text p {
    text-align: center;
    margin-bottom: 16px;
}


.trust__aside {
    display: flex;
    flex-direction: column;
    gap: 24px;
    min-width: 0;
    min-height: 0;
}

.trust__badges {
    flex: 1;
    min-height: 0;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    grid-template-rows: repeat(3, minmax(0, 1fr));
    gap: 12px;
}

.badge {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-md);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 52px;
    background: var(--crimson);
    color: var(--white);
    padding: var(--r-inset) var(--radius-inset-lg);
    border-radius: var(--r-outer);
    font-size: 14px;
    text-align: center;
    line-height: 1.3;
}

.ratings {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
    flex-shrink: 0;
}

.rating {
    --r-inner: var(--radius-inner);
    --r-inset: 0.875rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    position: relative;
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--white);
    border-radius: var(--r-outer);
    padding: var(--r-inset) 2.75rem var(--r-inset) var(--r-inset);
    box-shadow: var(--shadow);
    min-width: 0;
}

.rating__score {
    font-size: 40px;
    font-weight: 700;
    line-height: 1;
    color: var(--black);
}

.rating__info { flex: 1; min-width: 0; }

.rating__stars {
    color: var(--yellow);
    font-size: 15px;
    letter-spacing: 2px;
    line-height: 1;
    margin-bottom: 6px;
}

.rating__label {
    display: flex;
    flex-direction: column;
    font-size: 13px;
    color: var(--gray-text);
    line-height: 1.35;
}

.rating__source {
    position: absolute;
    inset-block-start: 10px;
    inset-inline-end: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.rating__source img {
    width: 28px;
    height: 28px;
    object-fit: contain;
}

/* ===== Director ===== */
.director {
    --container-offset: max(var(--gutter), calc((100vw - var(--container)) / 2 + var(--gutter)));
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    align-items: stretch;
    min-height: 420px;
}

.director__content {
    background: var(--blue-dark);
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 24px;
    padding-block: 40px;
    padding-inline: var(--container-offset) var(--gutter);
    color: var(--white);
    min-width: 0;
}

.director__title {
    font-size: clamp(24px, 3vw, 32px);
    font-weight: 700;
    color: var(--yellow);
}

.director__role { color: var(--yellow); }

.director__text {
    font-size: 16px;
    line-height: 1.7;
    max-width: 560px;
}

.director__media {
    display: flex;
    align-items: stretch;
    justify-content: center;
    background: var(--white);
    padding-inline: var(--gutter) var(--container-offset);
    min-width: 0;
    overflow: hidden;
}

/* ===== Reviews ===== */
.reviews__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 28px;
    align-items: stretch;
}

.review {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-xl);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    flex-direction: column;
    gap: 16px;
    height: 100%;
    background: var(--white);
    border-radius: var(--r-outer);
    padding: var(--r-inset);
    box-shadow: var(--shadow);
    min-width: 0;
}

.review__header {
    display: flex;
    align-items: center;
    gap: 14px;
}

.review__avatar {
    width: 56px;
    height: 56px;
    border-radius: var(--r-inner);
    object-fit: cover;
    flex-shrink: 0;
}

.review__avatar--initials {
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-weight: 700;
    font-size: 18px;
    line-height: 1;
    object-fit: unset;
}

.review__name {
    font-weight: 700;
    font-size: 16px;
    line-height: 1.3;
}

.review__meta {
    font-size: 14px;
    color: var(--gray-text);
    margin-block-start: 4px;
}

.review__source {
    display: inline-flex;
    align-items: center;
    width: 18px;
    height: 18px;
    margin-inline-start: 6px;
    vertical-align: middle;
}

.review__source img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.review__body {
    flex: 1;
    min-height: 0;
    background: var(--gray-light);
    border-radius: var(--r-inner);
    padding: 1.25rem;
    font-size: 16px;
    line-height: 1.65;
}

.review__body.is-clamped {
    display: -webkit-box;
    -webkit-line-clamp: 4;
    -webkit-box-orient: vertical;
    overflow: hidden;
}

.review__more {
    color: var(--blue);
    font-size: 14px;
    margin-block-start: auto;
    align-self: flex-start;
}

.reviews__actions {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-block-start: 40px;
}

.reviews__more-link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    width: 100%;
    margin-block-start: 40px;
    padding: 0;
    border: 0;
    background: none;
    color: var(--blue);
    font-family: inherit;
    font-weight: 600;
    font-size: 16px;
    cursor: pointer;
}

.reviews__actions .reviews__more-link {
    margin-block-start: 0;
}

.reviews__more-link .link-arrow--up {
    transform: rotate(180deg);
}

.review[hidden],
.reviews__more-link[hidden] {
    display: none;
}

/* ===== Documents ===== */
.docs { --section-y: var(--section-y-sm); }

.docs .section__title { margin-bottom: 28px; }

.docs__grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
    align-items: stretch;
}

.doc {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-lg);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    flex-direction: column;
    align-items: center;
    height: 100%;
    border-radius: var(--r-outer);
    padding: var(--r-inset);
    text-align: center;
    cursor: pointer;
    min-width: 0;
}

.doc__media {
    display: flex;
    align-items: center;
    justify-content: center;
    height: var(--doc-img-height);
    width: 100%;
    margin-bottom: 12px;
}

.doc__img {
    height: var(--doc-img-height);
    width: auto;
    max-width: 100%;
    object-fit: contain;
    border-radius: var(--r-inner);
    border: 1px solid var(--gray);
}

.doc__title {
    width: 100%;
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 6px;
}

.doc__desc {
    width: 100%;
    flex: 1;
    font-size: 12px;
    color: var(--gray-text);
    line-height: 1.45;
}

/* ===== FAQ ===== */
.faq__list { margin-block-start: 32px; }

.faq__item { border-block-end: 1px solid rgba(255, 255, 255, 0.2); }

.faq__question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    width: 100%;
    padding-block: 20px;
    color: var(--white);
    font-size: 16px;
    font-weight: 500;
    text-align: start;
}

.faq__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.2s;
    color: inherit;
}

.faq__item.is-open .faq__icon { transform: rotate(180deg); }

.faq__answer {
    display: none;
    padding-bottom: 20px;
    font-size: 15px;
    line-height: 1.6;
}

.faq__item.is-open .faq__answer { display: block; }

.faq__contacts {
    text-align: center;
    margin-block-start: 48px;
}

.faq__contacts-title { font-size: 18px; margin-bottom: 24px; }

.faq__contacts-row {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}

.contact-icon {
    width: 56px;
    height: 56px;
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    transition: opacity 0.2s;
}

.contact-icon img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 100%;
}

.contact-icon--sm { width: 32px; height: 32px; }

.contact-icon:hover { opacity: 0.85; }

/* ===== Blog ===== */
.blog__grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
    margin-bottom: 40px;
    align-items: stretch;
}

.blog-card {
    --r-outer: var(--radius-outer-sm);
    display: flex;
    flex-direction: column;
    height: 100%;
    border-radius: var(--r-outer);
    overflow: hidden;
    min-width: 0;
}

a.blog-card {
    color: inherit;
    text-decoration: none;
}

.blog-card__img {
    width: 100%;
    aspect-ratio: 16 / 10;
    object-fit: cover;
    border-radius: var(--r-outer) var(--r-outer) 0 0;
}

.blog-card__body {
    display: flex;
    flex-direction: column;
    flex: 1;
    padding: 20px;
}

.blog-card__title {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 8px;
    line-height: 1.3;
}

.blog-card__desc {
    font-size: 13px;
    color: var(--gray-text);
    line-height: 1.5;
}

.blog__cta { text-align: center; }

/* ===== Office (city page) ===== */
.office .section__title { margin-bottom: 40px; }

.office__layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    gap: 20px;
    align-items: stretch;
}

.office__content {
    display: flex;
    flex-direction: column;
    min-width: 0;
}

.office__card {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-xl);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    flex-direction: column;
    justify-content: flex-start;
    gap: 22px;
    padding: var(--r-inset);
    background: var(--white);
    color: var(--black);
    border-radius: var(--r-outer);
    min-width: 0;
    height: 100%;
}

.office__row + .office__block {
    padding-top: 6px;
    border-top: 1px solid var(--gray);
}

.office__row {
    display: flex;
    align-items: center;
    gap: 16px;
}

.office__thumb {
    width: 88px;
    height: 88px;
    border-radius: var(--r-inner);
    object-fit: cover;
    flex-shrink: 0;
}

.office__row-body {
    flex: 1;
    min-width: 0;
}

.office__label {
    font-size: 15px;
    font-weight: 600;
    line-height: 1.3;
    color: var(--yellow);
    margin-bottom: 4px;
}

.office__text {
    font-size: 15px;
    line-height: 1.45;
}

.office__block {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.office__phone {
    font-size: 17px;
    font-weight: 600;
    line-height: 1.3;
    text-decoration: underline;
    text-underline-offset: 3px;
    color: var(--black);
}

.office__phone:hover { opacity: 0.75; }

.office__socials {
    display: flex;
    align-items: center;
    gap: 10px;
}

.office__socials .contact-icon {
    width: 40px;
    height: 40px;
}

.office__schedule {
    font-size: 15px;
    line-height: 1.5;
}

.office__schedule p { margin: 0; }

.office__schedule p + p { margin-top: 2px; }

.office__aside {
    display: flex;
    flex-direction: column;
    gap: 12px;
    min-width: 0;
    min-height: 100%;
}

.office__map {
    flex: 1 1 auto;
    width: 100%;
    min-height: 320px;
    border-radius: var(--radius-outer-lg);
    border: none;
}

.office__actions {
    display: flex;
    flex-direction: column;
    gap: 10px;
    flex-shrink: 0;
}

.office__actions .btn {
    padding: 15px 24px;
    font-size: 16px;
}

.office__nearby {
    font-size: 13px;
    color: var(--gray-text);
    font-style: italic;
    margin-block-start: 4px;
}

/* ===== Online apply (city page without office) ===== */
.online-apply { color: var(--white); }

.online-apply__layout {
    display: grid;
    grid-template-columns: minmax(260px, 38%) minmax(0, 1fr);
    gap: clamp(24px, 4vw, 56px);
    align-items: center;
}

.online-apply__media {
    align-self: end;
    min-width: 0;
}

.online-apply__media img {
    transform: scaleX(-1);
    width: 100%;
    max-height: 520px;
    object-fit: cover;
    object-position: center top;
    border-radius: var(--radius-outer-lg);
}

.online-apply__content { min-width: 0; }

.online-apply__title {
    font-size: clamp(24px, 3.2vw, 34px);
    font-weight: 700;
    line-height: 1.25;
    color: var(--yellow);
    margin-bottom: 24px;
}

.online-apply__text {
    font-size: 17px;
    line-height: 1.65;
    color: var(--white);
    max-width: 560px;
}

.online-apply__text + .online-apply__text { margin-top: 12px; }

.online-apply__text .accent { color: var(--yellow); }

.online-apply__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 32px;
}

.btn--blue-online {
    background: #0b2d8a;
    color: var(--white);
}

.btn--blue-online:hover { opacity: 0.88; }

.online-apply__messengers { margin-top: 28px; }

.online-apply__messengers-label {
    font-size: 15px;
    line-height: 1.4;
    margin-bottom: 12px;
}

.online-apply__socials {
    display: flex;
    align-items: center;
    gap: 12px;
}

.online-apply--person {
    overflow: hidden;
    padding-block-end: 0;
}

.online-apply--person .online-apply__layout { align-items: stretch; }

.online-apply--person .online-apply__media {
    display: flex;
    align-items: stretch;
    align-self: stretch;
}

.online-apply--person .online-apply__media img {
    transform: none;
    width: auto;
    height: 100%;
    max-width: 100%;
    max-height: none;
    object-fit: contain;
    object-position: left bottom;
    border-radius: 0;
}

.online-apply--person .online-apply__content { padding-block-end: 64px; }

/* ===== Loan page ===== */
.loan-steps .section__title {
    color: var(--white);
    margin-bottom: 48px;
}

.loan-steps .step__title,
.loan-steps .step__text { color: var(--white); }

.loan-steps .step__arrow { color: var(--gray); }

.loan-steps__cta {
    text-align: center;
    margin-top: 48px;
}
.loan-steps__text { color: var(--white); text-align: center; max-width: 660px; margin-inline: auto; margin-bottom: 24px; }

.loan-steps__cta .btn {
    max-width: 360px;
}


.loan-cards {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
    align-items: stretch;
}

.loan-card {
    --r-inner: var(--radius-inner);
    --r-inset: 1.75rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    position: relative;
    display: flex;
    flex-direction: column;
    padding: var(--r-inset) var(--radius-inset-xl) var(--radius-inset-xl);
    border-radius: var(--r-outer);
    background: linear-gradient(165deg, #3eb5f0 0%, #178ECF 35%, #1F00A8 100%);
    color: var(--white);
    min-width: 0;
    overflow: hidden;
}

.loan-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.22) 0%, transparent 50%);
    pointer-events: none;
}

.loan-card > * { position: relative; z-index: 1; }

.loan-card__title {
    font-size: 24px;
    font-weight: 700;
    margin-bottom: 20px;
}

.loan-card__list {
    flex: 1;
    list-style: none;
    padding: 0;
    font-size: 15px;
    line-height: 1.6;
}

.loan-card__list li + li { margin-top: 8px; }

.loan-card__actions {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-top: 28px;
}

.loan-purposes__text { max-width: 860px; margin-inline: auto; color: var(--white); }

.loan-purposes .section__title { color: var(--white); margin-bottom: 24px; }

.loan-purposes .section__subtitle { color: var(--yellow); margin-top: 24px; }

.loan-purposes .purpose-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
}

.loan-purposes .purpose-card {
    --r-outer: var(--radius-outer-sm);
    display: block;
    background: var(--white);
    border-radius: var(--r-outer);
    overflow: hidden;
    color: var(--black);
}

.purpose-card__img {
    width: 100%;
    aspect-ratio: 4 / 3;
    object-fit: cover;
    border-radius: var(--r-outer) var(--r-outer) 0 0;
}

.purpose-card__label {
    display: block;
    padding: 14px 10px;
    font-size: 14px;
    font-weight: 600;
    text-align: center;
    line-height: 1.3;
}

.loan-apply {
    background-color: var(--white);
    background-image: url('../images_v2/loan-apply-cta.png');
    background-repeat: no-repeat;
    background-position: center bottom;
    background-size: 100% auto;
    overflow: hidden;
    padding-block: clamp(32px, 5vw, 64px);
    scroll-margin-top: calc(var(--header-height) + 12px);
}

.loan-apply__layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    min-height: 560px;
    align-items: center;
}

.loan-apply__content {
    grid-column: 2;
    display: flex;
    flex-direction: column;
    justify-content: center;
    min-width: 0;
    padding: 48px 0 48px clamp(24px, 4vw, 48px);
}

.loan-apply__title {
    font-size: clamp(24px, 3vw, 32px);
    font-weight: 700;
    margin-bottom: 16px;
}

.loan-apply__text {
    font-size: 20px;
    line-height: 1.6;
    margin-bottom: 24px;
}

.apply-form--loan {
    --r-inner: var(--radius-inner);
    --r-inset: 1.75rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    max-width: 100%;
    margin: 0;
    padding: var(--r-inset) var(--radius-inset-xl);
    background: var(--blue-dark);
    border-radius: var(--r-outer);
    gap: 16px;
}

.apply-form--loan .apply-form__input {
    border-radius: var(--r-inner);
}

.apply-form--loan .apply-form__label { color: var(--white); font-size: 14px; }

.apply-form--loan .apply-form__success-title { color: var(--white); }

.apply-form--loan .apply-form__success-text { color: var(--white); opacity: 0.85; }

.apply-form__error {
    font-size: 13px;
    color: var(--crimson);
}

.apply-form--loan .apply-form__error { color: var(--pink); }

.apply-form__alert {
    padding: 12px 14px;
    border-radius: var(--radius-inner);
    font-size: 14px;
    line-height: 1.4;
    background: rgba(196, 34, 120, 0.08);
    color: var(--crimson);
}

.apply-form--loan .apply-form__alert {
    background: rgba(247, 115, 193, 0.18);
    color: var(--pink);
}

.apply-form__input.is-invalid { border-color: var(--crimson); }

.modal__box--form {
    max-width: 640px;
    max-height: min(90vh, 800px);
    overflow: auto;
}

.modal__box--alert {
    --r-inset: 2.5rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    max-width: 420px;
    text-align: center;
    padding: var(--r-inset) var(--radius-inset-xl) var(--radius-inset-xl);
}

.modal__box--alert .modal__title {
    font-size: 24px;
    margin-bottom: 12px;
}

.modal__box--alert .modal__text {
    margin-bottom: 24px;
}

.apply-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.apply-form--modal {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px 16px;
}

.apply-form--modal > .apply-form__alert,
.apply-form--modal > .apply-form__consent,
.apply-form--modal > .apply-form__error,
.apply-form--modal > .apply-form__btns { grid-column: 1 / -1; }

.apply-form__consent {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 13px;
    line-height: 1.45;
    color: var(--gray-text);
}

.apply-form--loan .apply-form__consent { color: var(--white); }

.apply-form__consent input {
    margin-top: 3px;
    flex-shrink: 0;
    width: 16px;
    height: 16px;
    accent-color: var(--crimson);
}

.apply-form__consent a {
    color: var(--blue);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.apply-form--loan .apply-form__consent a { color: var(--yellow); }

.apply-form--modal .apply-form__btns .btn { width: 100%; }

.apply-form__field { display: flex; flex-direction: column; gap: 8px; }

.apply-form__label {
    font-size: 15px;
    font-weight: 600;
}

.apply-form__input {
    width: 100%;
    padding: 14px 16px;
    border: 1px solid var(--gray);
    border-radius: var(--radius-inner);
    font: inherit;
    background: var(--white);
}

.apply-form__input::placeholder { color: var(--gray-text); }

select.apply-form__input {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none' stroke='%23666666' stroke-width='1.5' stroke-linecap='round'%3E%3Cpath d='M1 1.5 6 6.5 11 1.5'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
    padding-right: 40px;
}

.apply-form__input:focus {
    outline: 2px solid var(--blue);
    border-color: var(--blue);
}

.apply-form__btns {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: space-between;
}

.apply-form__success {
    --r-inner: var(--radius-inner);
    --r-inset: 2rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    max-width: 420px;
    margin: 0 auto;
    padding: var(--r-inset) var(--radius-inset-xl);
    text-align: center;
    background: var(--gray-light);
    border-radius: var(--r-outer);
}

.apply-form__success-title {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 8px;
}

.apply-form__success-text {
    color: var(--gray-text);
    line-height: 1.5;
}

/* ===== Savings page ===== */
.hero__list {
    list-style: none;
    margin-top: 20px;
    font-size: 20px;
    line-height: 1.7;
}
.hero__list li::before {
    content: '\2013  ';
}

.hero__list li + li { margin-top: 4px; }

.calc--savings {
    padding-bottom: 0;
    box-shadow: 0 16px 48px rgba(0, 0, 0, 0.18);
}


.calc__results--savings {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    margin: 24px calc(var(--r-inset) * -1) 0;
    padding: 20px 12px;
    background: var(--gray-light);
    border-top: 1px solid var(--gray);
    border-radius: 0 0 var(--r-outer) var(--r-outer);
}

.calc__stat {
    display: flex;
    flex-direction: column;
    gap: 6px;
    text-align: center;
    padding-inline: 8px;
}

.calc__stat + .calc__stat { border-left: 1px solid var(--gray); }

.calc__stat-value {
    font-size: clamp(17px, 2vw, 20px);
    font-weight: 600;
    color: var(--blue);
}

.calc__stat-label {
    font-size: 10px;
    line-height: 1.35;
    color: var(--black);
}

.savings-about {
    max-width: 900px;
    margin-inline: auto;
    font-size: 18px;
    line-height: 1.75;
    color: var(--gray-text);
    text-align: center;
}

.trust__text.savings-about {
    display: block;
}

.trust__text.savings-about p:last-child { margin-bottom: 0; }

.compare-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    align-items: stretch;
    gap: 16px;
    margin-top: 32px;
}

.compare-grid:first-child { margin-top: 0; }

.compare-card {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-xl);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    flex-direction: column;
    height: 100%;
    background: var(--blue-dark);
    border-radius: var(--r-outer);
    padding: var(--r-inset);
    color: var(--white);
    text-align: center;
}

.compare-card__title {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--yellow);
}

.compare-card__text {
    font-size: 15px;
    line-height: 1.5;
}

.feature-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
}

.feature-card {
    --r-inner: var(--radius-inner);
    --r-inset: 1.25rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    background: var(--white);
    border-radius: var(--r-outer);
    padding: var(--r-inset);
    min-height: 100%;
    color: var(--black);
    text-align: center;
}

.feature-card__title {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--yellow);
}

.feature-card p {
    font-size: 14px;
    line-height: 1.5;
}

.section__title--left { text-align: left; margin-bottom: 32px; }

.section-cta { text-align: center; margin-top: 32px; }

.security-flow {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    grid-template-rows: auto auto auto;
    gap: 12px 0;
    max-width: 960px;
    margin-inline: auto;
    align-items: center;
}

.security-flow .flow-card:nth-child(1) { grid-area: 1 / 1; }
.security-flow .flow-card:nth-child(3) { grid-area: 1 / 3; }
.security-flow .flow-card:nth-child(5) { grid-area: 3 / 3; }
.security-flow .flow-card:nth-child(7) { grid-area: 3 / 1; }

.security-flow__link {
    display: block;
    background: var(--blue);
    border-radius: var(--radius-sm);
}

.security-flow__link--h {
    grid-area: 1 / 2;
    width: 32px;
    height: 4px;
}

.security-flow__link--v {
    grid-area: 2 / 3;
    width: 4px;
    height: 32px;
    justify-self: center;
}

.security-flow__link--rev { grid-area: 3 / 2; }

.flow-card {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-lg);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: grid;
    grid-template-columns: 120px minmax(0, 1fr);
    gap: 16px;
    align-items: center;
    background: var(--white);
    border-radius: var(--r-outer);
    padding: var(--r-inset);
    box-shadow: var(--shadow);
    text-align: left;
}

.flow-card__visual {
    position: relative;
    min-height: 112px;
}

.flow-card__num {
    position: absolute;
    inset-block-start: 0;
    inset-inline-start: 0;
    z-index: 2;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    background: var(--blue-dark);
    color: var(--white);
    border-radius: var(--radius-full);
    font-size: 14px;
    font-weight: 700;
}

.flow-card__illus {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 112px;
    height: 112px;
    margin: 8px 0 0 8px;
    background: rgba(23, 142, 207, 0.12);
    border-radius: var(--r-inner);
}

.flow-card__illus img {
    object-fit: contain;
}

.flow-card__title {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 8px;
    line-height: 1.3;
}

.flow-card__body p {
    font-size: 14px;
    line-height: 1.55;
    color: var(--gray-text);
}

.security-flow + .trust__text { margin-top: 40px; }

.way-cards {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
    align-items: stretch;
}

.way-card {
    --r-outer: var(--radius-outer-sm);
    display: flex;
    flex-direction: column;
    background: var(--white);
    border-radius: var(--r-outer);
    overflow: hidden;
    box-shadow: var(--shadow);
}

.way-card__img {
    width: 100%;
    aspect-ratio: 4 / 3;
    object-fit: cover;
    border-radius: var(--r-outer) var(--r-outer) 0 0;
}

.way-card__body {
    display: flex;
    flex-direction: column;
    flex: 1;
    padding: 20px;
    background: var(--blue-dark);
    color: var(--white);
}

.way-card__title {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 4px;
}

.way-card__subtitle {
    font-size: 15px;
    font-weight: 600;
    color: var(--yellow);
    margin-bottom: 12px;
}

.way-card__text {
    flex: 1;
    font-size: 14px;
    line-height: 1.55;
    margin-bottom: 20px;
}

.way-card__text a { color: var(--yellow); }

.way-card .btn { width: 100%; }

.savings-programs .section__title,
.savings-programs .section__subtitle { color: var(--white); }


.program-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
}

.program-card {
    --r-inner: var(--radius-inner);
    --r-inset: 1.75rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
    min-height: 100%;
    padding: var(--r-inset) var(--radius-inset-xl) var(--radius-inset-xl);
    border-radius: var(--r-outer);
    border: 1px solid var(--blue);
    background: linear-gradient(145deg, rgba(62, 181, 240, 0.95) 0%, rgba(23, 142, 207, 0.92) 30%, rgba(31, 0, 168, 0.88) 100%);
    color: var(--white);
    text-align: center;
    overflow: hidden;
}

.program-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.24) 0%, transparent 55%);
    pointer-events: none;
}

.program-card > * { position: relative; z-index: 1; }

.program-card__term {
    font-size: clamp(20px, 2.5vw, 26px);
    font-weight: 700;
    margin-bottom: 12px;
}

.program-card__rate {
    font-size: clamp(22px, 3vw, 32px);
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 8px;
}

.program-card__rate .accent { font-size: 1.15em; }

.program-card__note {
    flex: 1;
    font-size: 15px;
    line-height: 1.5;
    margin-bottom: 24px;
}

.program-card .btn {
    width: 100%;
    /* max-width: 280px; */
    margin-top: auto;
}

.savings-disclaimer {
    margin-top: 24px;
    text-align: center;
    font-size: 14px;
    line-height: 1.5;
    color: var(--white);
    max-width: 640px;
    margin-inline: auto;
}

.official-list {
    display: flex;
    flex-direction: column;
    gap: 24px;
    max-width: 720px;
}

.official-list__item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.official-list__icon {
    flex-shrink: 0;
    color: var(--blue);
}

.official-list__title {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 6px;
}

.savings-apply {
    overflow: hidden;
    padding-block: clamp(32px, 4vw, 48px) 0;
    scroll-margin-top: calc(var(--header-height) + 12px);
}

.savings-apply__layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: stretch;
    gap: 40px;
}

.savings-apply__media {
    min-width: 0;
    min-height: 0;
    background: url('../images_v2/specialist.png') center bottom / auto 100% no-repeat;
}

.savings-apply__content {
    min-width: 0;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding-bottom: var(--section-y);
}

.savings-apply__title {
    font-size: clamp(24px, 3vw, 32px);
    font-weight: 700;
    margin-bottom: 16px;
}

.savings-apply__text {
    font-size: 16px;
    line-height: 1.5;
    margin-bottom: 16px;
}

.apply-form--savings {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-lg);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    flex-direction: column;
    gap: 12px;
    max-width: none;
    margin: 0;
    padding: var(--r-inset) 1.75rem;
    background: var(--white);
    border-radius: var(--r-outer);
    color: var(--black);
}

.apply-form--savings .apply-form__input {
    border-radius: var(--r-inner);
}

/* ===== Footer ===== */
.footer {
    background: var(--gray-light);
    padding-block: 48px 0;
}

.footer__grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1.5fr) minmax(0, 1fr);
    gap: 40px;
    align-items: start;
}

.footer__desc {
    font-size: 14px;
    color: var(--gray-text);
    margin-block: 12px 20px;
    line-height: 1.4;
}

.footer__phone-note {
    font-size: 12px;
    color: var(--gray-text);
    text-align: center;
    margin-block-start: 8px;
}

.footer__links {
    display: flex;
    flex-wrap: wrap;
    gap: 12px 24px;
    margin-bottom: 24px;
}

.footer__links a { font-size: 14px; transition: color 0.2s; }

.footer__links a:hover { color: var(--blue); }

.footer__messengers {
    display: flex;
    gap: 24px;
    flex-wrap: wrap;
}

.footer__messenger {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
}

.footer__socials {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer__legal {
    margin-block-start: 40px;
    padding-block: 20px;
    background: var(--blue);
    color: #d6dde6;
    font-size: 13px;
    line-height: 1.55;
}

.footer__legal-inner {
    display: grid;
    grid-template-columns: minmax(10rem, 13.5rem) minmax(0, 1fr);
    gap: 20px 40px;
    align-items: start;
}

.footer__copy {
    margin: 0;
    font-weight: 600;
}

.footer__legal-body p { margin: 0; }

.footer__legal-links {
    display: flex;
    flex-wrap: wrap;
    gap: 6px 10px;
    margin-block-start: 10px;
}

.footer__legal a {
    color: #e8edf3;
    text-decoration: underline;
    text-underline-offset: 2px;
}

.footer__legal a:hover { color: var(--white); }

.surface-card {
    border-radius: var(--radius-outer-sm);
}

.social-btn {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-md);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: var(--r-inset) 1.25rem;
    background: var(--white);
    border-radius: var(--r-outer);
    box-shadow: var(--shadow);
    font-size: 0.875rem;
}

.social-btn:hover { opacity: 0.88; }

.social-btn__icon {
    width: 28px;
    height: 28px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.social-btn__icon img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

/* ===== Contacts page ===== */
.contacts-hero .section__title { color: var(--white); }

.contacts-hero__layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    gap: clamp(20px, 3vw, 28px);
    align-items: stretch;
}

.contacts-card {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-xl);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    background: var(--white);
    color: var(--black);
    border-radius: var(--r-outer);
    overflow: hidden;
    display: flex;
    flex-direction: column;
    min-width: 0;
    box-shadow: var(--shadow);
}

.contacts-card__photos {
    display: grid;
    grid-template-columns: 1.35fr 1fr;
    gap: 3px;
    background: var(--gray);
}

.contacts-card__photo {
    position: relative;
    margin: 0;
    min-height: 0;
}

.contacts-card__photo img {
    display: block;
    width: 100%;
    height: 100%;
    min-height: 168px;
    object-fit: cover;
}

.contacts-card__photo--office img {
    object-position: center;
}

.contacts-card__photo--manager img {
    object-position: center top;
}

.contacts-card__photo-label {
    position: absolute;
    left: 12px;
    bottom: 12px;
    margin: 0;
    padding: 5px 10px;
    background: rgba(31, 0, 168, 0.88);
    color: var(--yellow);
    font-size: 12px;
    font-weight: 600;
    line-height: 1.2;
    border-radius: var(--radius-inner-sm);
}

.contacts-card__body {
    padding: var(--r-inset);
    display: flex;
    flex-direction: column;
    gap: clamp(18px, 2.5vw, 24px);
    flex: 1;
}

.contacts-card__name {
    font-size: clamp(22px, 3vw, 28px);
    font-weight: 700;
    margin: 0;
    line-height: 1.2;
}

.contacts-card__details {
    display: grid;
    gap: 14px;
    margin: 0;
}

.contacts-card__item {
    display: grid;
    gap: 4px;
    padding-bottom: 14px;
    border-bottom: 1px solid var(--gray);
}

.contacts-card__item:last-child {
    padding-bottom: 0;
    border-bottom: none;
}

.contacts-card__term {
    font-size: 13px;
    font-weight: 600;
    line-height: 1.3;
    color: var(--blue-dark);
}

.contacts-card__value {
    margin: 0;
    font-size: 15px;
    line-height: 1.45;
}

.contacts-card__item--phone .contacts-card__value a {
    font-size: clamp(20px, 2.8vw, 26px);
    font-weight: 700;
    line-height: 1.2;
    color: var(--crimson);
    text-decoration: none;
}

.contacts-card__item--phone .contacts-card__value a:hover {
    opacity: 0.8;
}

.contacts-card__schedule p {
    margin: 0 0 4px;
}

.contacts-card__schedule p:last-child {
    margin-bottom: 0;
}

.contacts-card__actions {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
    margin-top: auto;
}

.contacts-card__actions .btn {
    max-width: none;
    padding-inline: 12px;
}

.contacts-map {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-lg);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    flex-direction: column;
    gap: 12px;
    min-width: 0;
    min-height: 100%;
}

.contacts-map__frame {
    flex: 1;
    width: 100%;
    min-height: 320px;
    border: none;
    border-radius: var(--r-outer);
    display: block;
    box-shadow: var(--shadow);
}

.contacts-map__panel {
    background: var(--white);
    color: var(--black);
    border-radius: var(--r-outer);
    padding: var(--r-inset);
    display: flex;
    flex-direction: column;
    gap: 14px;
    box-shadow: var(--shadow);
}

.contacts-map__info {
    font-size: 14px;
    line-height: 1.5;
}

.contacts-map__info p {
    margin: 0 0 6px;
}

.contacts-map__info p:last-child {
    margin-bottom: 0;
}

.contacts-map__info-label {
    font-weight: 600;
    color: var(--blue-dark);
}

.contacts-map__landmark {
    color: var(--gray-text);
}

.contacts-map__actions {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 8px;
}

.contacts-map__actions .btn {
    width: 100%;
    max-width: none;
    padding: 11px 8px;
    font-size: 13px;
    line-height: 1.25;
    white-space: normal;
    text-align: center;
    min-height: 44px;
}

.contact-ways {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
    align-items: stretch;
}

.contact-way {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-xl);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    padding: var(--r-inset);
    background: var(--blue-dark);
    color: var(--white);
    border-radius: var(--r-outer);
}

.contact-way__title {
    font-size: 18px;
    font-weight: 700;
    color: var(--yellow);
}

.contact-way__text {
    text-align: center;
    flex: 1;
    font-size: 14px;
    line-height: 1.55;
}

.contact-way .btn { width: 100%; margin-top: auto; }

.contact-way__messengers {
    display: flex;
    gap: 16px;
    margin-top: auto;
}

.social-row {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 16px;
    max-width: 640px;
    margin-inline: auto;
}

.nearby-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
}

.nearby-card {
    --r-outer: var(--radius-outer-sm);
    background: var(--white);
    border-radius: var(--r-outer);
    overflow: hidden;
    box-shadow: var(--shadow);
}

.nearby-card .office__label {
    font-size: 15px;
    margin-bottom: 4px;
}

.nearby-card__img {
    width: 100%;
    height: 320px;
    object-fit: cover;
    object-position: center top;
    border-radius: var(--r-outer) var(--r-outer) 0 0;
}

.nearby-card__body {
    padding: 16px 18px 18px;
}

.nearby-card__title {
    font-size: 17px;
    font-weight: 700;
    margin-top: 4px;
    line-height: 1.35;
}

.nearby-card__text {
    font-size: 15px;
    line-height: 1.45;
    margin: 6px 0 14px;
}

.nearby-card .btn {
    width: 100%;
    padding: 13px 16px;
    font-size: 15px;
}

.contacts-services {
    overflow: hidden;
    padding-block: var(--section-y) 0;
}

.contacts-services__layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(160px, 280px);
    gap: 32px;
    align-items: end;
}

.contacts-services__content {
    padding-bottom: var(--section-y);
    min-width: 0;
}

.contacts-services .section__title { color: var(--white); margin-bottom: 16px; }

.contacts-services__subtitle {
    color: var(--white);
    font-size: 16px;
    line-height: 1.6;
    margin-bottom: 24px;
    max-width: 640px;
}

.contacts-services__grid .loan-card {
    text-align: left;
    align-items: flex-start;
}

.contacts-services__grid .loan-card__title {
    font-size: 20px;
    margin-bottom: 8px;
}

.contacts-services__grid .loan-card__note {
    flex: 1;
    font-size: 14px;
    line-height: 1.5;
    margin-bottom: 8px;
}

.contacts-services__grid .loan-card__term {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 16px;
}

.contacts-services__grid .btn { width: 100%; }

.contacts-services__media {
    display: flex;
    align-items: flex-end;
    justify-content: flex-end;
    align-self: end;
    margin-right: calc(-1 * var(--gutter) - max(0px, (100vw - var(--container)) / 2));
}

.contacts-services__media img {
    display: block;
    width: auto;
    height: auto;
    height: 700px;
    object-fit: contain;
    object-position: right bottom;
}

.contacts-cta {
    text-align: center;
    max-width: 720px;
    margin-inline: auto;
}

.contacts-cta .section__title { color: var(--white); margin-bottom: 16px; }

.contacts-cta__text {
    color: var(--white);
    line-height: 1.6;
    margin-bottom: 28px;
}

.contacts-cta__actions {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 16px;
}

.contacts-cta__actions .btn {
    flex: 1 1 240px;
    max-width: 320px;
}

/* ===== Modal ===== */
.modal {
    display: none;
    position: fixed;
    inset: 0;
    z-index: 300;
    background: rgba(0, 0, 0, 0.6);
    align-items: center;
    justify-content: center;
    padding: var(--gutter);
}

.modal.is-open { display: flex; }

.modal__box {
    --r-inner: var(--radius-inner);
    --r-inset: 2rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    background: var(--white);
    border-radius: var(--r-outer);
    padding: var(--r-inset);
    max-width: 520px;
    width: 100%;
    position: relative;
}

.modal__close {
    position: absolute;
    inset-block-start: 16px;
    inset-inline-end: 16px;
    font-size: 24px;
    line-height: 1;
    color: var(--gray-text);
}

.modal__title { font-size: 22px; font-weight: 700; margin-bottom: 12px; }

.modal__text {
    font-size: 15px;
    color: var(--gray-text);
    line-height: 1.6;
    margin-bottom: 20px;
}

.modal__img {
    width: 100%;
    border-radius: var(--r-inner);
    border: 1px solid var(--gray);
}

.modal__box--city {
    --r-inset: 2.25rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: flex;
    flex-direction: column;
    max-width: 720px;
    max-height: min(90vh, 680px);
    padding: var(--r-inset) var(--r-inset) 1.75rem;
}

.modal__box--city .modal__title {
    font-size: 24px;
    margin-bottom: 10px;
    padding-right: 32px;
}

.modal__box--city .modal__text {
    margin-bottom: 20px;
}

.city-modal__search {
    position: relative;
    display: block;
    margin-bottom: 20px;
    flex-shrink: 0;
}

.city-modal__search-icon {
    position: absolute;
    inset-block-start: 50%;
    inset-inline-start: 14px;
    transform: translateY(-50%);
    display: flex;
    color: var(--gray-text);
    pointer-events: none;
}

.city-modal__input {
    width: 100%;
    padding: 14px 16px 14px 44px;
    border: 1px solid var(--gray);
    border-radius: var(--r-inner);
    font: inherit;
    font-size: 15px;
    background: var(--gray-light);
    color: var(--black);
}

.city-modal__input::placeholder { color: var(--gray-text); }

.city-modal__list {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 10px;
    overflow-y: auto;
    flex: 1;
    min-height: 0;
    padding-inline-end: 4px;
}

.city-modal__item {
    --r-inner: var(--radius-inner-sm);
    --r-inset: 0.875rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: block;
    padding: var(--r-inset) var(--radius-inset-md);
    background: var(--gray-light);
    border-radius: var(--r-outer);
    font-size: 15px;
    font-weight: 500;
    text-align: center;
    transition: background 0.2s, color 0.2s;
}

.city-modal__item:hover {
    background: var(--gray);
    color: var(--blue);
}

.city-modal__item--active {
    background: var(--blue);
    color: var(--white);
}

.city-modal__item--active:hover {
    background: var(--blue);
    color: var(--white);
    opacity: 0.9;
}

body.modal-open { overflow: hidden; }

/* ===== About page ===== */
.about-hero { padding-block: clamp(32px, 5vw, 56px); }

.about-hero .trust__badges { margin-top: 24px; }

.compare-grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }

.compare-card__num {
    font-size: clamp(32px, 4vw, 48px);
    font-weight: 800;
    line-height: 1;
    margin-bottom: 12px;
}

.director--flip {
    grid-template-columns: 2fr 3fr;
}

.director--flip .director__content { padding-inline: var(--gutter) var(--container-offset); }

.director--flip .director__media {
    padding-inline: var(--container-offset) var(--gutter);
    align-items: flex-end;
    justify-content: center;
}

.trust-cards .loan-card__stat {
    font-size: clamp(32px, 4vw, 48px);
    font-weight: 800;
    line-height: 1;
    margin-bottom: 12px;
}

.trust-cards .loan-card__title--sm {
    font-size: 20px;
    margin-bottom: 12px;
}

.trust-cards .loan-card__note {
    font-size: 15px;
    line-height: 1.55;
    flex: 1;
}

.coop-card {
    min-height: 280px;
    padding: 24px 20px 0;
    overflow: hidden;
}

.coop-card__info {
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    min-height: 100%;
    max-width: 58%;
    padding-bottom: 24px;
}

.coop-card .loan-card__title {
    font-size: 20px;
    margin-bottom: 6px;
    line-height: 1.25;
}

.coop-card__city {
    font-size: 14px;
}

.coop-card__role {
    font-size: 12px;
    margin-top: 12px;
}

.coop-card__name {
    font-size: 15px;
    font-weight: 600;
    margin-top: 2px;
}

.coop-card__addr {
    font-size: 13px;
    line-height: 1.45;
    margin-top: auto;
    padding-top: 16px;
}

.coop-card__photo {
    position: absolute;
    inset-block-end: 0;
    inset-inline-end: 0;
    width: 52%;
    max-height: 92%;
    object-fit: contain;
    object-position: bottom right;
    z-index: 1;
    pointer-events: none;
}

.director__photo {
    width: 100%;
    height: 100%;
    min-height: inherit;
    object-fit: cover;
    object-position: top center;
}

.gallery-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
}

.gallery-item {
    --r-outer: var(--radius-outer-sm);
    display: block;
    border: none;
    padding: 0;
    background: none;
    cursor: pointer;
    border-radius: var(--r-outer);
    overflow: hidden;
}

.gallery-item img {
    width: 100%;
    aspect-ratio: 4 / 3;
    object-fit: cover;
    display: block;
    transition: opacity 0.2s;
}

.gallery-item:hover img { opacity: 0.9; }

.gallery-carousel__nav {
    display: none;
    align-items: center;
    justify-content: center;
    gap: 20px;
    margin-top: 16px;
}

.gallery-carousel__arrow {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border-radius: var(--radius-full);
    background: rgba(255, 255, 255, 0.12);
    color: var(--white);
    border: 1px solid rgba(255, 255, 255, 0.28);
    flex-shrink: 0;
    transition: background 0.2s;
}

.gallery-carousel__arrow:hover { background: rgba(255, 255, 255, 0.22); }

.gallery-carousel__dots {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 8px;
    max-width: 220px;
}

.gallery-carousel__dot {
    width: 8px;
    height: 8px;
    padding: 0;
    border: none;
    border-radius: var(--radius-full);
    background: rgba(255, 255, 255, 0.35);
    cursor: pointer;
    transition: background 0.2s, transform 0.2s;
}

.gallery-carousel__dot.is-active {
    background: var(--yellow);
    transform: scale(1.25);
}

.blog-card--news { color: inherit; }

.blog-card--news .blog-card__body {
    gap: 14px;
    padding: 24px;
}

.blog-card__date {
    font-size: 12px;
    color: var(--gray-text);
    margin-bottom: 0;
}

.blog-card--news .blog-card__title { margin-bottom: 0; line-height: 1.35; }

.blog-card--news .blog-card__desc {
    margin-bottom: 0;
    line-height: 1.65;
    flex: 1;
}

.blog-card--news .blog-card__body .btn {
    width: 100%;
    margin-top: auto;
}

.coop-acc { display: none; }

.coop-acc__body {
    display: flex;
    align-items: flex-end;
    gap: 16px;
}

.coop-acc__text {
    flex: 1;
    min-width: 0;
}

.coop-acc__text p + p { margin-top: 6px; }

.coop-acc__photo {
    width: 96px;
    flex-shrink: 0;
    object-fit: contain;
    object-position: bottom;
}

.about-gallery .section__subtitle { color: var(--white); }

.about-gallery .section-cta { margin-top: 16px; }

.about-gallery .reviews__more-link { margin-block-start: 0; }

.faq--light .faq__item { border-block-end-color: var(--gray); }

.faq--light .faq__question { color: var(--black); }

.faq--light .faq__answer { color: var(--gray-text); }

.faq--light .faq__icon { color: var(--yellow); }

.faq__group { border-block-end: 1px solid var(--gray); }

.faq__group-body { display: none; }

.faq__group.is-open .faq__group-body { display: block; }

.faq__group.is-open > .faq__question--group .faq__icon { transform: rotate(180deg); }

.faq__question--group { font-weight: 700; }

.faq__list--nested { margin-block-start: 0; }

.faq__list--nested > .faq__item { padding-inline-start: 16px; }

.faq__cta {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 16px;
    padding: 8px 0 24px 16px;
}

.faq__cta-text {
    font-size: 16px;
    font-weight: 600;
    color: var(--black);
}

.help-hero {
    padding-block: clamp(20px, 3vw, 32px);
    overflow: hidden;
}

.help-hero .online-apply__layout {
    grid-template-columns: 7fr 3fr;
}

.help-hero .online-apply__title { margin-bottom: 12px; }

.help-hero .online-apply__text { max-width: none; }

.help-hero .online-apply__media {
    display: flex;
    align-items: flex-end;
    justify-content: flex-end;
    align-self: stretch;
    margin-bottom: calc(-1 * clamp(20px, 3vw, 32px));
}

.help-hero .online-apply__media img {
    width: auto;
    max-width: 100%;
    max-height: clamp(220px, 28vw, 300px);
    object-fit: contain;
    object-position: bottom;
    border-radius: 0;
}

.help-faq { margin-block-start: 24px; }

.help-questions__subtitle { color: var(--white); }

.help-contacts { grid-template-columns: repeat(4, minmax(0, 1fr)); }

.help-contacts .contact-way {
    background: var(--white);
    color: var(--black);
}

.help-contacts .contact-way__title { color: var(--blue-dark); }


.section--blue .reviews__more-link { color: var(--yellow); }

/* ===== Blog page ===== */
.blog-hero { padding-block: clamp(32px, 5vw, 56px); }

.blog-hero__layout { align-items: center; }

.blog-hero .section__title--left { margin-bottom: 16px; }

.blog-hero__text {
    font-size: 18px;
    line-height: 1.65;
    color: var(--gray-text);
    max-width: 520px;
}

.blog-dzen { margin-top: 24px; }

.blog-cta {
    --blog-cta-offset: max(var(--gutter), calc((100vw - var(--container)) / 2 + var(--gutter)));
    padding-block: 0;
    overflow: hidden;
    width: 100%;
}

.blog-cta__layout {
    display: grid;
    grid-template-columns: 6fr 4fr;
    align-items: stretch;
    min-height: 320px;
    width: 100%;
}

.blog-cta__content {
    background: var(--blue-dark);
    color: var(--white);
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: clamp(32px, 5vw, 56px) clamp(24px, 4vw, 48px);
    padding-left: var(--blog-cta-offset);
}

.blog-cta__content .online-apply__text { max-width: none; }

.blog-cta__media {
    display: flex;
    align-items: flex-end;
    justify-content: flex-start;
    align-self: stretch;
    min-width: 0;
    overflow: hidden;
    padding: 0;
}

.blog-cta__media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: bottom right;
    transform: scaleX(-1);
}

.blog__grid--4 {
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 20px;
    margin-bottom: 0;
}

.blog-card--article { color: inherit; }

.blog-card--article .blog-card__body {
    gap: 12px;
    padding: 20px;
}

.blog-card--article .blog-card__desc { flex: 1; }

.blog-card--article .btn {
    width: 100%;
    margin-top: auto;
    pointer-events: none;
}

.blog-card--hidden { display: none; }

.blog-more {
    background: none;
    border: none;
    cursor: pointer;
    font: inherit;
    margin-block-start: 32px;
}
/* ===== Responsive ===== */
@media (max-width: 992px) {
    :root { --title-gap: 24px; }

    .hero {
        padding-block: 32px 0;
        overflow: visible;
    }

    .hero__grid {
        grid-template-columns: 1fr;
        min-height: auto;
    }

    .hero__content {
        order: 1;
        padding: 0 0 28px;
        text-align: center;
    }

    .hero__content-body { justify-content: flex-start; }

    .hero__title {
        font-size: clamp(22px, 5.5vw, 30px);
        line-height: 1.35;
        margin-bottom: 20px;
    }

    .hero__text { font-size: 16px; line-height: 1.65; }

    .hero__text p + p { margin-block-start: 14px; }

    .hero__actions { justify-content: center; }

    .hero__actions .btn {
        padding: 14px 36px;
        font-size: 16px;
        width: auto;
        /* max-width: 280px; */
    }

    .btn--fit-content, .btn--wide { width: 100%; max-width: 100%}

    .hero__visual {
        order: 2;
        display: flex;
        align-items: center;
        justify-content: center;
        min-height: 420px;
        padding: 0 16px 28px;
        background: var(--blue);
    }

    .hero__visual::before {
        content: '';
        position: absolute;
        inset-block-start: 0;
        inset-inline: 0;
        height: 50%;
        background: url('../images_v2/hero-family-mobile.png') center / cover no-repeat;
    }

    .hero__photo { display: none; }

    .hero__calc-wrap {
        position: relative;
        inset: auto;
        top: 50%;
        transform: translateY(-50%);
        width: 100%;
        max-width: 340px;
    }

    .hero--savings .hero__visual {
        order: 2;
        display: block;
        min-height: 0;
        padding: 0 0 28px;
        background: transparent;
    }

    .hero--savings .hero__visual::before {
        display: none;
    }

    .hero--savings .hero__calc-wrap {
        top: auto;
        transform: none;
        max-width: none;
    }

    .hero--savings .calc--savings {
        width: 100%;
    }

    .steps {
        grid-template-columns: 1fr;
        justify-items: center;
    }

    .step__arrow {
        transform: rotate(90deg);
        padding-block-start: 0;
    }

    .trust__grid { grid-template-columns: 1fr; }

    .trust__badges {
        grid-template-rows: none;
    }

    .badge { min-height: 0; }

    .director {
        grid-template-columns: 1fr;
        min-height: 0;
    }

    .director__media {
        order: -1;
        justify-content: center;
        padding: 0 var(--gutter);
        min-height: 280px;
    }

    .director__content {
        padding: 32px var(--gutter);
    }

    .office__layout { grid-template-columns: 1fr; }

    .office__content,
    .office__aside,
    .office__card { height: auto; }

    .office__map {
        flex: none;
        aspect-ratio: 16 / 10;
        min-height: 220px;
    }

    .online-apply__layout {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .online-apply__media {
        order: -1;
        max-width: 320px;
        margin-inline: auto;
    }

    .online-apply__media img { max-height: 360px; }

    .online-apply--person .online-apply__media img {
        height: auto;
        max-height: 320px;
        margin-inline: auto;
    }

    .online-apply--person .online-apply__content { padding-block-end: 40px; }

    .help-hero .online-apply__layout { grid-template-columns: 1fr; gap: 20px; }

    .help-hero .online-apply__media {
        order: 1;
        max-width: 280px;
        margin-inline: auto;
        margin-bottom: calc(-1 * clamp(20px, 3vw, 32px));
    }

    .help-hero .online-apply__media img { max-height: 220px; }


    .blog-cta__layout {
        grid-template-columns: 1fr;
        min-height: 0;
    }

    .blog-cta__content {
        padding: 32px var(--gutter);
    }

    .blog-cta__media {
        justify-content: center;
        padding: 0 var(--gutter) 24px;
    }

    .blog-cta__media img {
        max-height: 280px;
        width: 100%;
        object-fit: contain;
    }

    .loan-cards { grid-template-columns: 1fr; }

    .loan-purposes .purpose-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }

    .loan-apply {
        background-position: center top;
        background-size: 100% auto;
        padding-block: 0 clamp(32px, 5vw, 48px);
    }

    .loan-apply__layout {
        grid-template-columns: 1fr;
        min-height: 0;
        min-width: 0;
        padding-top: min(52vw, 320px);
    }

    .loan-apply__content {
        grid-column: 1;
        padding: 32px 0 0;
        width: 100%;
        max-width: 100%;
    }

    .loan-apply__text {
        font-size: 16px;
        line-height: 1.5;
    }

    .apply-form--loan {
        width: 100%;
        max-width: 100%;
        --r-inset: var(--radius-inset-md);
        padding: var(--r-inset);
    }

    .compare-grid,
    .compare-grid--3,
    .feature-grid,
    .way-cards,
    .program-grid {
        grid-template-columns: 1fr;
    }

    .savings-apply__layout { grid-template-columns: 1fr; }

    .about-hero .online-apply__content { order: 0; }

    .about-hero .online-apply__media { display: none; }

    .director--flip .director__photo {
        max-width: min(100%, 240px);
        max-height: 280px;
    }

    .coop-card__info { max-width: 100%; padding-bottom: 140px; }

    .coop-card__photo {
        width: 60%;
        max-height: 160px;
    }

    .coop-cards { display: none; }

    .coop-acc { display: block; }

    .gallery-carousel__viewport { overflow: hidden; width: 100%; }

    .gallery-carousel__track {
        display: flex;
        gap: 0;
        transition: transform 0.35s ease;
        grid-template-columns: unset;
        will-change: transform;
    }

    .gallery-carousel__track .gallery-item {
        flex: 0 0 100%;
        width: 100%;
        min-width: 100%;
    }

    .gallery-carousel__nav { display: flex; }

    .savings-apply { padding-block: var(--section-y-sm) 0; }

    .savings-apply__content { padding-bottom: var(--section-y-sm); }

    .savings-apply__media {
        order: -1;
        width: 100%;
        max-width: none;
        min-height: 360px;
        margin-inline: auto;
        background-size: auto 100%;
        background-position: center bottom;
    }

    .security-flow {
        grid-template-columns: 1fr;
        grid-template-rows: auto;
        max-width: 520px;
        gap: 16px;
    }

    .security-flow .flow-card,
    .security-flow__link { grid-area: auto !important; }

    .security-flow__link { display: none; }

    .flow-card { grid-template-columns: 96px minmax(0, 1fr); }

    .flow-card__illus { width: 88px; height: 88px; }

    .contacts-hero__layout {
        grid-template-columns: 1fr;
    }

    .contact-ways { grid-template-columns: 1fr; }

    .nearby-grid { grid-template-columns: 1fr; }

    .contacts-services__layout {
        grid-template-columns: 1fr;
        align-items: center;
    }

    .contacts-services__content { padding-bottom: var(--section-y-sm); }

    .contacts-services__media {
        order: -1;
        background-color: var(--white);
        border-radius: var(--radius-inner-sm);
        justify-content: center;
        margin-right: 0;
    }

    .contacts-services__media img {
        width: 100%;
        height: auto;
        max-height: 280px;
        max-width: 240px;
        object-position: center bottom;
    }
}

@media (max-width: 768px) {
    :root {
        --header-height: 56px;
        --section-y: var(--section-y-sm);
        --doc-img-height: 130px;
    }

    .btn--lg {
        width: 100%;

    }

    .apply-form > .btn {
        font-size: 14px;
    }

    .btn {
        font-size: 16px;
    }

    .header__inner {
        display: grid;
        grid-template-columns: auto 1fr auto;
        align-items: center;
        column-gap: 8px;
        padding-block: 8px;
    }

    .header__left { display: contents; }

    .logo { font-size: 22px; gap: 6px; }

    .logo img { height: 30px; }

    .city-select {
        justify-self: stretch;
        min-width: 0;
        padding: 6px 12px;
        border-radius: var(--radius-sm);
    }

    .city-select__value {
        overflow: hidden;
        text-overflow: ellipsis;
        white-space: nowrap;
    }

    .header__nav { display: none; }

    .header__burger { display: grid; }

    .reviews__grid { grid-template-columns: 1fr; }

    .docs__grid {
        grid-template-columns: repeat(1, minmax(0, 1fr));
        gap: 10px;
    }

    .doc { padding: 10px; }

    .blog__grid--4 { grid-template-columns: 1fr; }
    .blog__grid { grid-template-columns: 1fr; }


    .blog-hero__layout {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .blog-hero__media { order: -1; max-width: 280px; margin-inline: auto; }

    .blog-hero .section__title--left,
    .blog-hero__text { text-align: center; margin-inline: auto; }

    .blog-dzen { margin-inline: auto; }

    .ratings { grid-template-columns: 1fr; }

    .footer__grid { grid-template-columns: 1fr; gap: 32px; }

    .footer__legal {
        margin-block-start: 32px;
        text-align: center;
    }

    .footer__legal-inner {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .footer__legal-links { justify-content: center; }

    .modal__box--city,
    .modal__box--form {
        padding: 28px 20px 20px;
        max-height: 85vh;
    }

    .apply-form--modal { grid-template-columns: 1fr; }

    .city-modal__list {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .loan-purposes .purpose-grid { grid-template-columns: 1fr; }

    .contacts-card {
        margin-inline: calc(-1 * var(--gutter));
        border-radius: 0;
    }

    .contacts-card__photos {
        grid-template-columns: 1fr 1fr;
    }

    .contacts-card__photo img {
        min-height: 132px;
    }

    .contacts-card__body {
        padding: 20px var(--gutter);
    }

    .contacts-card__actions {
        grid-template-columns: 1fr;
    }

    .contacts-map__frame {
        margin-inline: calc(-1 * var(--gutter));
        width: calc(100% + 2 * var(--gutter));
        border-radius: 0;
        min-height: 300px;
        max-height: 400px;
        flex: none;
    }

    .contacts-map__panel {
        margin-inline: calc(-1 * var(--gutter));
        border-radius: 0;
        padding: 18px var(--gutter);
    }

    .contacts-map__actions {
        grid-template-columns: 1fr;
    }

    .contacts-cta__actions .btn { max-width: none; }
}

/* ===== Cities list (index) ===== */
.cities-list {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(9rem, 1fr));
    gap: var(--gap-md);
    max-width: 48rem;
    margin-inline: auto;
}

.cities-list__link {
    --r-inner: var(--radius-inner);
    --r-inset: 0.875rem;
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    display: block;
    padding: var(--r-inset) var(--radius-inset-lg);
    text-align: center;
    font-weight: 600;
    font-size: 0.9375rem;
    border-radius: var(--r-outer);
    background: var(--white);
    box-shadow: var(--shadow);
    transition: var(--transition-base);
}

.cities-list__link:hover { opacity: 0.88; color: var(--blue); }

/* ===== Loan type page ===== */
.loan-quote .compare-card {
    max-width: 760px;
    margin-inline: auto;
    justify-content: center;
    padding-block: clamp(2rem, 4vw, 3rem);
}

.loan-quote .compare-card__title {
    font-size: clamp(22px, 3vw, 32px);
    margin-bottom: 12px;
}

.loan-quote .compare-card__text {
    font-size: clamp(16px, 2vw, 20px);
    line-height: 1.6;
}

.hero--loan {
    background-color: #6b5344;
    background-image: var(--hero-bg);
    background-repeat: no-repeat;
    background-position: right center;
    background-size: cover;
    min-height: 462px;
    padding-block: 32px 0;
}

.hero--loan .hero__grid { min-height: 430px; }

.hero--loan .hero__visual { min-height: 0; }

.hero--loan .hero__photo { display: none; }

@media (max-width: 992px) {
    .hero--loan { background-position: left center; }

    .hero--loan .hero__grid { min-height: 0; }

    .hero--loan .hero__visual {
        background: transparent;
        min-height: 0;
        padding: 0 16px 28px;
    }

    .hero--loan .hero__visual::before { display: none; }

    .hero--loan .hero__calc-wrap {
        top: auto;
        transform: none;
    }
}

.loan-type-hero { padding-block: clamp(2rem, 5vw, 4rem); }

.loan-type-hero .online-apply__text { max-width: none; }

.loan-type-details {
    display: grid;
    gap: var(--gap-lg);
    max-width: 40rem;
    margin-inline: auto;
}

.loan-type-details li {
    position: relative;
    padding-left: 1.25rem;
    font-size: 1.0625rem;
    line-height: 1.6;
}

.loan-type-details li::before {
    content: '—';
    position: absolute;
    left: 0;
    color: var(--blue);
}

.loan-type-cta {
    text-align: center;
    margin-block-start: 2rem;
}

.loan-type-nav {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: var(--gap-md);
    margin-block-start: 2rem;
}

.loan-type-nav a {
    font-weight: 600;
    color: var(--blue);
}

/* ===== Article page ===== */
.article-hero { padding-block: clamp(2rem, 4vw, 3rem); }

.article-hero__img {
    width: 100%;
    max-height: 22rem;
    object-fit: cover;
    border-radius: var(--radius-outer-sm);
}

.article-body {
    max-width: 42rem;
    margin-inline: auto;
    font-size: 1.0625rem;
    line-height: 1.7;
}

.article-body p + p { margin-block-start: 1rem; }

.article-body h2 {
    font-size: 1.375rem;
    font-weight: 700;
    margin-block: 2rem 0.75rem;
}

.article-cta {
    --r-inner: var(--radius-inner);
    --r-inset: var(--radius-inset-lg);
    --r-outer: calc(var(--r-inner) + var(--r-inset));
    margin-block: 2.5rem;
    padding: var(--r-inset);
    background: var(--gray-light);
    border-radius: var(--r-outer);
    text-align: center;
}

.article-related__title {
    font-size: 1.5rem;
    font-weight: 700;
    text-align: center;
    margin-bottom: var(--gap-lg);
}

.article-related .blog__grid { margin-bottom: 0; }

.article-back {
    display: inline-flex;
    align-items: center;
    gap: 0.375rem;
    margin-bottom: 1.5rem;
    font-weight: 600;
    color: var(--blue);
}

.cookie-bar {
    position: fixed;
    inset-inline: 0;
    inset-block-end: 0;
    z-index: 400;
    background: var(--white);
    color: var(--gray-text);
    box-shadow: 0 -8px 32px rgba(0, 0, 0, 0.12);
    padding-block: 16px;
}

.cookie-bar__inner {
    display: flex;
    align-items: center;
    gap: 24px;
}

.cookie-bar__text {
    margin: 0;
    font-size: 13px;
    line-height: 1.55;
}

.cookie-bar__text a {
    color: var(--blue);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.cookie-bar__btn { flex-shrink: 0; }

@media (max-width: 992px) {
    .cookie-bar__inner {
        flex-direction: column;
        text-align: center;
        gap: 12px;
    }

    .cookie-bar__btn { width: 100%; }
}